The lending protocol built for Bitcoin
Borrow against your Bitcoin and earn up to 5% APY (paid in BTC)
Zest Protocol is a DeFi protocol built for Bitcoin
Put your BTC to work to earn more BTC, or borrow against your BTC. Zest Protocol's smart contracts operate on-chain and are open-source.
Zest Protocol Stacks Market
Earn yield on your BTC, and borrow against it. Largest DeFi on Bitcoin L2.
Earn yield on BTC
Deposit BTC, earn ~1.5% APY in BTC. Yield accrues to both idle BTC supply and when used as collateral.
Borrow Against Stacks Assets
Use sBTC, STX, stSTX and more as collateral to borrow stablecoins like Circle's USDCx and USDh.
Advanced Architecture
Risk groups isolate asset exposure. Soft liquidations unwind positions gradually to minimise slippage.
Operating at Scale
800 BTC deposited. Used by leading institutions. Processed 1,500+ liquidations, zero bad debt.
Bitcoin Collateral Vaults
Borrow stablecoins against your BTC without ever moving it off the Bitcoin base layer. Self-custodial, non-bridged, and powered by BitVM.
Self-custodial
Your BTC stays on Bitcoin L1.
Users retain custody unless liquidated.
Borrow Stablecoins on EVM
Access liquidity from established DeFi pools on Ethereum and EVM chains.
Powered by BitVM
Vault rules enforced by Bitcoin itself. No custodian, federation, or wrapper.
Institutional grade
The collateral model institutions pay millions to operate. Rebuilt on Bitcoin.
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Development timeline
Zest Protocol is now live on Stacks. Rolling out native BTC support soon.
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